My 2020 GOALS & PLEDGES

Following on from my 4 part 2019 review, below are my pledges and goals for the coming year. I intend to do a monthly review of these goals as a way of holding myself on accountable as the year progresses. I hope you enjoy!

MY 2020 PLEDGES

By the end of 2020 my wife and I will have begun trying for a second child (or be pregnant with the second (and last!) on the way). 

With regards to work I will be “command ready” having worked to further my operation and confidence to its highest ever level. I will have attended a performance based course to help in this regard. I will have taken an extended period of 3 months off work from May till July. 

Health wise, I will be far more consistent with regards to my exercise and healthy living habits, sticking to my morning and evening routines that incorporates yoga and/or some other form of physical exercise. I will have completed one alcohol free week every month plus one alcohol free month during the year. My eating habits will much improved following a ‘slow carb diet’ 5 days a week. I’ll also have found a new activity based hobby that I enjoy outside of the home. As a result I’ll be as fit as ever having achieved my desired body fat percentage of 14%. My back injury will have completely healed.

My mental health will be vastly improved due to a more consistent practice of meditation, reading and writing that I’ll have better incorporated into both my morning and evening routines. I will have attended at least one silent retreat and a transcendental course to further my practise. I will have opened up to my parents about my previous difficulties and become much closer to them as a result. I will talk to my wife every single night when at home before bed.

In my spare time I will continue to write everyday. My first goal will be to write and publish a children’s book for wiggles. I will also start a new blog that explores the question of how to live a healthier and happier life at home and at work, as well as being a better father, husband and all round human being. I will have taken the time to volunteer and start annual donations to two new charities. 

At home I will be far more environmentally conscious having done a large amount of research into how I can live more sustainably. This will act as a model for Wiggles as he grows up.

Financially we’ll be in very good shape having organised a better tracking/savings system as we look to the future. We will have made a significant investment into my brother’s hedge fund and also a third property. I will have also invested in renewable technologies and/or an environmental project aimed at helping save the planet. Insurance wise we will have reviewed and updated all our policies and plans as necessary and have set up a will. 

MY 2020 GOALS

HEALTH

MENTAL

  • Meditate 365 days/year
  • Attend a silent retreat
  • Complete a course in transcendental meditation 

PHYSICAL

  • 5 x Exercise days/week
  • 4 x Alcohol free days/week
  • 1 x Alcohol free week/month 
  • 1 x Alcohol free month/year
  • 5 x low carb/high protein days/week (during intermittent fasting window 12 till 8)
  • 4 x long fast/year (24hr-76hr)
  • 14% body-fat goal 
  • Stretch/Yoga daily

OTHER

  • Perform LASIK
  • Heal back injury
  • Find new activity based hobby to commit weekly
  • Oxfam Trail Walker 2020?

CAREER

AVIATION

  • Be ‘Command Ready’ by 2021
  • Complete Performance course through work
  • Logbook journal after every flight – write 1 thing I did well and 1 thing I could do better
  • Take an extended period off work (3 months following LASIK? – May – July)

WRITING

  • Publish first children’s book
  • Start new blog (with a particular focus on health this year)
  • Post 1 new article/week
  • Write daily (As a minimum in my 5MJ)
  • Read 2 books/month
  • Read daily

FAMILY/HOME/TRAVEL

FAMILY

  • Set Liam goals to help his achieve throughout the year
  • Date night x 1/week
  • Talk to my wife every night when at home
  • Open up to Mum and Dad

HOME

  • Environmental research/piece on blog about how to live more sustainably/responsibly at home for the family to centre around 
  • Set goals and make changes based on this research

TRAVEL 

  • Skiing Japan Trip (February)
  • April/May getaway with Holly
  • Silent retreat (May in Bhutan?)
  • UK Trip (June)
  • Croatia and Serbia – Villa plus Ogi and Mia wedding (September/October)
  • UK (Christmas)

FINANCE/INSURANCE 

FINANCE

  • File/pay UK Taxes
  • File/pay HK Taxes
  • Research new mortgage for London apartment
  • Invest in my brother’s fund
  • Invest in third property
  • Sort better tracking/savings system with longer term goals in mind

INSURANCE

  • Write a will
  • Set up loss of income insurance through Union

CHARITY

  • Set up annual donation to 2 x new charities
  • Volunteer locally

My 2019 Review – FINANCES, INSURANCE AND CHARITY💰

FINANCES

I think there’s a great deal of work left to do in this department. We are in a decent position financially, but I have been less than proactive with that money. Doing the research and making some smart investments will be a priority for 2020. 

That said I’ve had similar goals in the past that have amounted to little in the way of new investments. I think the problem is my financial goals have been too vague. What am I working towards? What is the kind of financial freedom I’m looking for and what does that look like? Perhaps a more important question to ask myself is, what does investment mean to me? Why am I doing it? It can’t just be to make money. I’m investing in the future. In a better world for my son to grow up in. So what are the kinds of things I need to invest in to help make that happen? 

I absolutely want to invest in renewable technologies and projects. I believe the biggest problem of my son’s lifetime, if not ours right now, is how are we going to save this planet. I also believe rates of depression are on the rise, in no small part, because of difficulties learning to adapt to an ever increasing rate of change. Helping those who are helping others through problems such as depression and anxiety is close to my heart and absolutely something I want to support as well. How can I do this? Who and/or what are the companies doing this right now?

While these are good goal setting questions for 2020, one other important point I want to make is this. Be grateful. 🙏 You already have everything you need to be happy and content right now! There is nothing wrong with seeking to improve your financial position but you should do so while acknowledging what you already have. It is enough. A roof over my family’s head. Clean water. Money to put food on the table many, many times over. A healthy son. A healthy wife. A healthy me. It is enough. 

INSURANCE

Insurance wise we are well set up, but I have two major things I want to look at as a priority in 2020. The first being writing a will (for Liam’s sake), which we still haven’t put together!! The other being looking into loss of licence/income insurance through my union, should I find myself unable to work due injury or illness. The first I’ve no excuses for putting off. The second I put off for a long time because a) it’s a very expensive insurance plan and b) with just me to support I wasn’t too worried about losing my job/income. My wife would be able to support us if needed and pre child it never seemed sensible to spend that amount of money especially considering we are well covered with over insurance policies/plans. Recently however I’ve had something of a scare and also know of a few fellow pilots who have found themselves unable to work and needed to use such an insurance plan. With a little more to lose nowadays I think it’s time to give myself this extra safety net. 

CHARITY

Charity. Do any of us really do enough? I certainly don’t which, quite frankly, isn’t good enough. I live a privileged life well above the global average. While my wealth might not make me anywhere near the top 1% in my own country, for the rest of the world I am the 1%. So where to start? 

It makes sense to start giving to causes that mean something to me. So what are those causes? Two spring to mind readily. The first being mental health and the second being the environment. I think it’s important to choose the right charities, ones that will use my money effectively in their efforts to help people and the world at large. But how do I know who I should give my money to? Do your research seems an obvious answer so that’s exactly what I’ll do as my first priority.